What Is The Maximum Ira Contribution For 2025 Over 60. Your personal roth ira contribution limit, or eligibility to. The maximum amount you can contribute to a roth ira for 2025 is $7,000 (up from $6,500 in 2023) if you're younger than age 50.
Prior to the secure act’s passage, people couldn’t contribute to a traditional ira if they were of rmd age or older. For both traditional and roth iras, you can contribute up to $7,000 for 2025, up from $6,500 in 2023.